Policies

UT SHIP provides health insurance coverage to eligible students enrolled at a UT System institution.


2023-2024 Policies

Academic HealthPlans administers UT SHIP, which is underwritten by Blue Cross Blue Shield of Texas.

Policies are subject to change. For more information visit the benefits page.

Proof of Insurance

Blue Cross Blue Shield sends one insurance card per school year to policy holders. The card is mailed to the address on record in Orion as of Census Day. In your first semester of coverage, you should receive an insurance card two-to-four weeks after Census Day.

Because eligibility for UT SHIP is contingent upon enrollment at UT Dallas, insurance cards cannot be sent until a student is officially registered, which is Census Day.

You may also print a card via the benefits page.

Interim Coverage Letter

If you need to receive medical treatment or fill a prescription between the start date of the current semester’s insurance policy and the time you receive your insurance card, contact us to secure an interim coverage letter. The letter will serve as your temporary proof of insurance until the insurance company can mail your official insurance card.

Dependents

All enrollment takes place online. If you need to add dependents or extend dependent coverage on your policy, visit the enrollment page. Dependent enrollment cannot be processed until a student’s enrollment has been updated to reflect the current semester’s coverage. Dependents can only be added during the open enrollment period.

Medical Policy Cost and Coverage Dates

2023-2024 Academic Year – Student Health Insurance Coverage

Coverage DatesStudentSpouseChildren
Annual
Aug. 1, 2023 – July 31, 2024
$3,438$3,438$5,514
Fall 2023
Aug. 1 – Dec. 31
$1,437$1,437$2,305
Spring 2024
Jan. 1 – May 31
$1,428$1,428$2,290
Summer 2024
June 1 – July 31
$573$573$919
Gap$266$266$426
2023-2024 Academic Year — Student Health Insurance Coverage

*Only domestic students are eligible for the combined Spring/Summer insurance policy.

The start date of the coverage period will depend on the date of enrollment in the medical insurance plan. Coverage will begin on the first business day after enrollment if the coverage period has already begun.

International Students

For international students, only the student premium will be charged to your student account. You will pay for dependent coverage directly through Academic HealthPlans if you choose to have dependents covered. Please note that your coverage must be activated before you will be able to enroll dependents in the insurance plan.

Dental Policy Cost and Coverage Dates

2023-2024 Academic Year — Dental Insurance Coverage

Coverage DatesStudentSpouseAll Children**
Annual
Aug. 1, 2023 – July 31, 2024
$253$253n/a
Fall 2023
Aug. 1 – Dec. 31
$106$106n/a
Spring 2024
Jan. 1- May 31
$105$105n/a
Spring/Summer 2024
Jan. 1 – July 31
$147$147n/a
Summer 2024
June 1 – July 31
$42$42n/a
2023-2024 Academic Year — Dental Insurance Coverage

**Pediatric dental up to age 19 is built into the All Children medical policy. For more information see the UT SHIP website.

Actual start date of the coverage period will depend on the date of enrollment in the dental insurance plan. Coverage will begin on the first business day after enrollment if the coverage period has already commenced.

Dental insurance is optional and some services are subject to a 12-month waiting period. Pediatric dental as well as pediatric vision for children up to age 19 are built into the All Children medical policy as an Essential Health Benefit. Visit the benefits page for more information.

Repatriation and Evacuation International Students Only

In the event of the insured’s death, repatriation benefits will be paid for preparing and transporting the deceased to his/her home country. Evacuation benefits will be paid if the insured person is hospitalized for at least five consecutive days and recommended and approved by the attending physician for the evacuation to the insured’s home country.

Repatriation and medical evacuation coverage are included in UT SHIP. Students who are approved for UT SHIP fee waivers with alternative insurance plans that do not include repatriation and medical evacuation coverage will be charged each semester at the student rate below. Students who wish to add a spouse and/or dependent coverage may do so through the UTD Student Health Center or directly with Blue Cross Blue Shield.

Coverage DatesStudentSpouseChildrenStudent, Spouse and
All Children
Fall 2023
Aug. 1 – Dec. 31
$40$40$40$120
Spring 2024
Jan. 1 – May 31
$40$40$40$40
Summer 2024
June 1 – July 31
$16$16$16$48
Repatriation and medical evacuation coverage

Exclusions and Limitations

Inform yourself about the exclusions and limitations of this policy at Academic HealthPlans.

Examples of exclusions:

  • Assistant surgeon fees
  • Acne
  • Dental
  • Vision
  • Hearing

Examples of limitations:

  • No more than one surgical procedure will be covered when multiple procedures are performed through the same incision or in immediate succession.
  • Outpatient physical therapy, except for a condition that required surgery or hospital confinement.
  • Allergy medicines are covered and included in the $1,000 maximum under prescription drugs. Benefits for treatment of sexually transmitted diseases are covered up to $500 maximum per policy year.