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UT Dallas - Human Resources

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Filing a Disability Claim

Disability insurance provides income benefits while you are unable to work. If you become temporarily or permanently unable to work due to a physical or mental disability, and you are enrolled in Short Term Disability or Long Term Disability, you may file a claim. Approved claims are payable up to 60% of your earnings.

Definitions

  • Date of Loss – date of the accident or your first absence day due to the illness
  • Short Term Disability Elimination Period – 14 days or exhaustion of your sick, whichever is longer.
  • Long Term Disability Elimination Period – 90 days or exhaustion of your sick, whichever is longer.

Short Term Disability

An illness or injury may trigger a Short Term Disability claim. If you are enrolled in Short Term Disability and will miss 30 days or more of work, you should file a Short Term Disability claim. The information below explains the initial claim process. If you have questions, contact your Benefits Rep.

What do you need to do?

  1. Contact your supervisor to report your first day of absence. If you know you will be out due to a prescheduled absence, like pregnancy, notify your supervisor 30 days prior and Dearborn National up to 2 weeks in advance.
  2. Call Dearborn National at 866-628-2606 (TDD # 888-421-5844); answer a few questions and Dearborn National assigns a claim number. Dearborn National supplies you with the necessary claim forms.
  3. Keep your supervisor apprised of your recovery.

What can I expect while I’m out on disability?

  • If your claim is approved, advises you of your benefit amount and clarifies your expected return to work date.
  • While you are disabled, Dearborn National assigns a claim professional who periodically checks on your progress and discusses return-to-work possibilities that meet your functional limitations.
  • If you are out longer than 90 days and enrolled in Long Term Disability, your claim automatically transitions. Additional documentation may be required.
  • STD benefits are limited to 22 weeks maximum.

I’m ready to return to work — what now?

  • Notify your supervisor and Dearborn National at 866-628-2606.

Other benefits to consider

  • Family and Medical Leave (FML) – FML offers 12 weeks of job-protected leave to eligible employees. Contact Allan Saylor, 972-883-5151 for more information.
  • Sick Leave Pool – Eligible employees may apply for up to 90 days of additional sick leave for catastrophic illness or injury. Contact Allan Saylor, 972-883-5151 for more information.
  • Leave without Pay PDF – once all paid leave is exhausted, you may be eligible for unpaid leave.

Long Term Disability

A long term illness or injury may trigger a Long Term Disability (LTD) claim. If you are enrolled in LTD and will miss 90 days or more of work, you should file an LTD claim. The information below explains the initial claim process. If you have questions, contact your Benefits Rep.

What do you need to do?

  • If you are currently out on Short Term Disability, your claim automatically transitions to Long Term Disability. Additional documentation may be required.
  • If you did not receive Short Term Disability benefits, you must file a paper claim.
  • As soon as you are aware that you will be out of work for 90 or more days, notify your supervisor and Benefits Rep
    • Your Benefits Rep  provides Dearborn National claim forms that must be completed and returned to HR.
  • Keep your supervisor apprised of recovery.

What can I expect while I’m out on disability?

  • If your claim is approved, Dearborn National advises you of your benefit amount and clarifies your expected return to work date.
  • While you are disabled, Dearborn National assigns a claim professional who periodically checks on your progress and discusses return-to-work possibilities that meet your functional limitations.

I’m ready to return to work — what now?

Other benefits to consider

  • Family and Medical Leave (FML) – FML offers 12 weeks of job-protected leave to eligible employees. Contact Allan Saylor, 972-883-5151 for more information.
  • Sick Leave Pool – Eligible employees may apply for up to 90 days of additional sick leave for catastrophic illness or injury. Contact Allan Saylor, 972-883-5151 for more information.
  • Leave without Pay PDF – once all paid leave is exhausted, you may be eligible for unpaid leave.